American Express cards have several features that have been included on the card to increase the security of the transaction and to help reduce fraudulent card use. These features may not be readily apparent, but stand out to the trained eye. Having an alert...
Kent Stirwell, guest columnist My business had been open about three years before I finally decided it was time to take credit cards. While I had been approached by companies that provide the equipment to do so, I never really thought it was necessary....
Business owners who need to provide remote acceptance have always faced the challenges of working in the field, as comforts such as power and telephone lines are not always assured. The need to accept credit cards is perfectly clear to trade show merchants, and...
MerchantMerchant is an article clearinghouse for the card payment industry. We strive to publish timely, relevant articles that serve to educate and/or advocate for business owners that accept or are considering accepting electronic payments as a way of doing business. Articles are written by...
When a merchant processes debit card transactions, there are two major categories that the transaction can be processed in – signature debit and PIN based debit. By opting to allow PIN based debit, the merchant can process faster transactions that are considered to be...
The proliferation of the cell phone has all but killed the traditional land-line communication businesses that existed up until the 1990s. It has become rare to see banks of pay telephones in hotel lobbies, homes have turned to IP phone services such as Vonage,...
A chargeback occurs when a customer files a complaint with their credit or debit card provider. This usually happens when a consumer sees what they perceive to be fraudulent transactions on their statement, or feel they are being charged for services that were not...