MASTERCARD Chargeback Reason Code Reference
01 Requested transaction data not received
02 Requested/required item illegible or missing
07 Warning bulletin file
08 Requested/required authorization not obtained
12 Account number not on file
31 Transaction amount differs
34 Duplicate processing
35 Card not valid or expired
37 No cardholder authorization
40 Fraudulent processing of transactions
41 Canceled recurring transaction
42 Late presentment
46 Correct transaction currency code not provided
47 Exceeds floor limit-not authorized and fraudulent transaction
49 Questionable merchant activity
50 Credit posted as a purchase
53 Cardholder dispute-defective/not as described
54 Cardholder dispute-not elsewhere classified
55 Non-receipt of merchandise
57 Card-activated telephone transaction
59 Services not rendered
60 Credit not processed
62 Counterfeit transaction magnetic stripe POS fraud
63 Cardholder does not recognize-potential fraud